The EdFed\'s 90th Anniversary Sweepstakes ("sweepstakes") is open to all accountholders of Educational Federal Credit Union ("EdFed") who are 18 or older at the time of entry. EdFed employees and officials, and their family members, are not eligible to enter the sweepstakes.

No purchase, payment or other considerations are necessary to enter or win. Making a purchase, payment, or conducting other financial transactions with EdFed will not increase your chances of winning.

SPONSOR AND ADMINISTRATOR: Sweepstakes is sponsored and administered by Educational Federal Credit Union (dba EdFed), 7800 SW 117th Ave, Miami, FL 33183.

SOURCE OF FUNDS: Prizes are furnished and funded by South Dade Kia of Miami, 17120 South Dixie Highway, Miami, Florida 33157, AIM Cruises, Pacific Coast Travel, and Educational Federal Credit Union, 7800 SW 117th Ave, Miami, FL 33183.

This sweepstakes is in no way sponsored, endorsed, or administered by, or associated with Royal Caribbean International, Carnival Cruise Lines, and Kia of America. As such, please direct any questions, comments, or complaints regarding the sweepstakes to the Administrator.

1. PROMOTION PERIOD: Sweepstakes begins at 10:00 a.m., ET on February 14, 2025 and ends at 3:59 p.m., ET on April 1, 2025. ("Promotion Period").

2. TO ENTER: You can enter the sweepstakes by completing the online entry form at www.edfed.org/sweepstakes or by completing an online entry ticket in-person at one of the following scheduled EdFed promotional events listed in the chart below. All requested information on the online entry ticket must be completed to be valid. Entries are limited to one (1) per accountholder per day.

   Date/Time	Event & Location
   February 22, 2025 8:00 AM – 1:30 PM	M-DCPS Parent Academy Family Fest Eugenia B. Thomas K-8 Center 5950 NW 114 Avenue Doral 33178
   February 26, 2025 4:30 PM – 7:30 PM	Miami Dade College West Campus Miami Dade College West Campus 3800 NW 115 Avenue Doral, FL 33178
   March 1 , 2025 7:30 AM to 10:00 AM	Superintendent's 5K Challenge Dan Paul Plaza 400 NE 8th Street Miami, FL
   March 13, 2025 6:00 PM – 8:00 PM	UTD Council of Stewards Meeting Miami Jackson Senior 1751 NW 36th St Miami, FL 33142
   March 15, 2024 9:00 AM – 4:00 PM	EdFed's Spring Car Sale Educational Federal Credit Union 7800 SW 117th Avenue Miami, FL
   March 19, 2025 10:00 AM – 1:30 PM	Health Fair (Women's History Month) Miami Dade College Wolfson Campus 300 N.E 2nd Avenue Miami Florida 33132
   March 14, 2025 4:00 PM to 11:00 PM March 15, 2025 12:00 PM to 11:00 PM March 16, 2025 12:00 PM to 10:00 PM March 21, 2025 4:00 PM to 11:00 PM March 22 , 2025 12:00 PM to 11:00 PM March 23, 2025 12:00 PM to 10:00 PM March 28, 2025 12:00 PM to 11:00 PM March 29, 2025 12:00 PM to 11:00 PM March 30, 2025 12:00 PM to 10:00 PM	Miami-Dade County Youth Fair & Expo Miami-Dade County Fair & Exposition, Inc. Edwards Hall 10901 SW 24th St Miami, FL
   March 29, 2025 8:00 AM – 12:30 PM	City of Miramar: Family Day/Cultural Day Miramar Cultural Center 2400 Civic Center Place Miramar, FL 33025

3. ELIGIBILITY: The sweepstakes is open to all accountholders of Educational Federal Credit Union who are 18 or older at the time of entry. The sweepstakes is subject to all applicable federal, state, and local laws.
4. RANDOM DRAWING: The winners will be selected from among all valid entries via a random drawing to be conducted as follows: One winner per weekday, on Mondays through Fridays beginning Tuesday, February 18, 2025, at 3:59 p.m. ET and ending Monday, March 31, 2025 at 3:59 p.m. The grand prize winner will be drawn on Tuesday, April 1, 2025, at 3:59 p.m. ET. The drawing will be conducted at the Educational Federal Credit Union office located at: 7800 SW 117th Ave, Miami, FL 33183. The Administrator, whose decisions are final and binding in all matters, will conduct the drawing. Odds of winning depend on the number of valid entries received. The potential winners will be notified via email and phone at the address and number provided on the entry form. If the prize or prize notification is returned as unclaimed or undeliverable to the potential winners, if the potential winners cannot be reached within 48 hours from the first notification attempt, if the potential recipient fails to complete all required claim procedures within the specified time period, or if a potential recipient is not in compliance with these Official Rules, then such a person shall be disqualified and an alternate winner may be selected.
5. PRIZES: 30 winners will be drawn to receive one 5 day/4 night Cruise Vacation certificate for two to Mexico, the Bahamas or the Western Caribbean and a $500 gift card package valued up to $2,298 (USD). Limit of one Cruise Vacation certificate package prize per person. One grand prize winner will be drawn to receive a new 2025 Kia K4 with an MSRP value of $23,320 (USD). Prizes cannot be redeemed for cash.

   All taxes and fees, and all other costs associated with the acceptance and redemption of the above prizes are the sole responsibility of the applicable winner.

6. CONSENT TO PUBLICITY AND RELEASE OF LIABILITY: If you are selected as a winner, you agree that your name and likeness, including photographs, will be listed in EdFed's marketing materials, including newspaper ads and social media. All Entrants release the Sponsor and Administrator, as well as their officers, directors, employees, members, and all others associated with the development and execution of this sweepstakes (collectively, the "Released Parties") from any liability with respect to, or in any way arising from, this sweepstakes and/or acceptance or use of the prize.
7. GENERAL RULES: The Released Parties are not responsible for lost, illegible, late, or for any error in the printing or interpretation of the offer, the administration of the sweepstakes, or in any announcement of the winner or prize. In no event will the Sponsors be liable for more than the stated prizes in Rule 5. The prizes are non-refundable and non-transferable except at the sole discretion of the Sponsors. The Sponsors reserve the right at its sole discretion to disqualify any individual it finds to be tampering with the entry process or the operation of the sweepstakes, to be acting in violation of the Rules or any laws, or to be attempting to undermine the legitimate operation of the sweepstakes by cheating, hacking, deception, misappropriation, infringement, or any other unfair playing practices, poor sportsmanship, or intending to annoy, abuse, threaten, or harass any other participants or Sponsor representatives. CAUTION: ANY ATTEMPT TO DAMAGE OR UNDERMINE THE LEGITIMATE OPERATION OF THE SWEEPSTAKES MAY BE IN VIOLATION OF CRIMINAL AND CIVIL LAWS AND WILL RESULT IN DISQUALIFICATION FROM PARTICIPATION IN THE SWEEPSTAKES. SHOULD SUCH AN ATTEMPT BE MADE, THE SPONSOR RESERVES THE RIGHT TO SEEK REMEDIES AND DAMAGES (INCLUDING ATTORNEY FEES) TO THE FULLEST EXTENT OF THE LAW, INCLUDING CRIMINAL PROSECUTION.
8. USE OF DATA: Sponsor will be collecting personal data about Entrants including e-mail addresses and telephone numbers in accordance with its Privacy Policy. Please review the Sponsor's Privacy Policy at the following link: https://assets.edfed.org/img/www/legal/disclosures/general/Privacy Policy.pdf By participating in the sweepstakes and providing your e-mail address and telephone number, Entrants hereby agree to Sponsor's collection and usage of their personal information in accordance with EdFed's Privacy Policy and acknowledge that they have read and accepted EdFed's Privacy Policy.
9. DISPUTES: Except where prohibited, Entrants agree that any and all disputes, claims and causes of action arising out of, or connected with, the Sweepstakes or any prize awarded shall be resolved individually, without resort to any form of class action, and exclusively by the appropriate court located in the State of Florida. All issues and questions concerning the construction, validity, interpretation, and enforceability of these Official Rules, your rights and obligations, or the rights and obligations of Sponsor in connection with the Sweepstakes, shall be governed by, and construed in accordance with, the laws of the State of Florida.
10. ANNOUNCEMENT OF WINNERS: For the names of the winners, please send a self-addressed, stamped, business size envelope to: Educational Federal Credit Union, P.O. Box 830370, Miami, FL 33283. Requests must be postmarked no later than April 1, 2025.