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graphic Two hands in the shape of a heart. At the center, the EdFed logo.

October is Member Appreciation Month

Enter to Win a $2,500 Dream Vacation Gift Card Bundle and Other Fantastic Prizes

Thank You for Being an EdFed Member!

Each October, EdFed expresses our gratitude for our members with a month-long celebration filled with exciting prizes, fantastic giveaways, and delicious refreshments in our branches. This October, you can enter to win a $2,500 Dream Vacation Gift Card Bundle or one of forty $100 Amazon e-Gift Cards in our Member Appreciation Month Sweepstakes.1

And the excitement does not end there! Stop by an EdFed branch to receive a special Member Appreciation Month gift, enjoy an ice cream treat on October 17, International Credit Union Day, or take advantage of a special member-only discount from our Member Perks partner AAA of South Florida.

A representative from AAA of South Florida will be onsite at the selected branches on the dates and times below:

AAA of South Florida
DateBranch LocationTime
October 1Miami Gardens10 AM - 4:30 PM
October 15Kendall10 AM - 4:30 PM
October 23Palmetto Bay10 AM - 4:30 PM
October 24Homestead10 AM - 4:30 PM

The EdFed Auto Sale Event is Back! Get pre-approved before the sale, receive a 0.25% rate discount2, 90 days deferred payments2, and $100 cash back3 when you secure your financing with EdFed! Drive off with big savings at EdFed's Auto Sale event on Saturday, October 19, from 9 a.m. to 4 p.m. at our Kendall branch, 7800 SW 117th Ave., Miami, FL, 33183.

Visit www.edfed.org/autosale or call 305-273-LOAN today.

We appreciate your membership, and it is our pleasure to celebrate you this October!

1 No purchase necessary to enter or win. The Member Appreciation Month Sweepstakes ("sweepstakes") is open to all accountholders of Educational Federal Credit Union (EdFed) who are 18 or older at the time of entry. Sweepstakes begins at 12:00 a.m. ET on October 1, 2024, and ends at 2:59 p.m. ET on October 25, 2024. You can enter the sweepstakes by completing the online entry form at /sweepstakes before 2:59 pm on October 25, 2024. All requested information on the online entry form must be completed to be valid. Entries are limited to one (1) per accountholder per week. 40 winners will be drawn to receive one $100 Amazon e-Gift card. One winner will be drawn to receive a grand prize of one Dream Vacation Gift Bundle valued at $2,500.00 (USD). Prizes cannot be redeemed for cash. For complete sweepstakes rules, visit /sweepstakes.

2 APR = Annual Percentage Rate. All loans are subject to approval and are granted based on individual creditworthiness, the ability to repay and credit score. Rates start as low as 5.84% APR. Quoted rates include a 0.10% discount for electronic loan payment. Electronic payments may be made by payroll deduction or Automatic Transfer. Rates and terms may not apply to all borrowers and a down payment may be required. For example, a $20,000 loan with a 72-month term at 6.41% APR will have monthly payments $338.91. To qualify for the 0.25% rate discount, pre-approval must be obtained by 10/19/2024. The 0.25% rate discount and 90-day payment deferral are only valid for vehicles purchased on 10/19/2024 from a participating preferred dealership at the Auto Sales Event and financed with EdFed. Loan must be funded by 10/19/2024. Finance charges begin from the date of loan disbursement. Offer not valid on existing loans and cannot be combined with any other programs or offers except the Summer Skip Program.

3 Offer good on all new EdFed auto, boat, recreational vehicles, and motorcycle loans. Offer may be discontinued at any time without prior notice. Cash will be provided as a $100 credit applied to the primary borrower's Prime Share within 30 days of loan funding. Loan must remain open with a balance for a minimum for 14 days to qualify.