Guaranteed Asset Protection coverage pays the difference between what you owe on your auto loan and the actual cash value (ACV) of your vehicle. This coverage goes into effect when you need it most — when your vehicle is stolen and isn't recovered or is totaled in an accident and cannot be repaired.

For a low, one-time $599 charge for cars and trucks (hundreds below dealer costs), GAP protects you and your entire investment from substantial loss.

Designed to keep your vehicle on the road, Route 66 Extended Warranty provides a variety of comprehensive and inexpensive warranty programs for new and pre-owned vehicles. Take advantage of this member-only benefit on your next vehicle purchase and safeguard your vehicle with mechanical breakdown protection for hundreds less than you would pay at a dealership.

Member benefits include:

• No Deductible on covered parts or labor
• Nationwide Coverage
• 60 Day Money-Back Guarantee
• Transferable
• Direct Claim Payments via Visa/MasterCard
• Top of the line coverage can be included in your auto loan for just pennies per day
• Protection against major mechanical expenses, no matter where you travel in the United States
• Rental Car Allowance
• 24/7 Emergency Roadside Service for:
  • Towing
  • Flat Tire Assistance
  • Battery Jump Starting
  • Lock-out Service
  • Minor Adjustments

What is debt protection?

• Debt protection may cancel your outstanding loan balance or cancel your monthly payment without penalty or added interest if an unexpected, covered event were to happen

Why debt protection might be right for you?

• Helps protect your credit rating by saving you from defaulting on a loan
• Adds cost-effective financial protection to your financial portfolio
• Can provide a financial safety net when you or your loved ones may need it most

Debt protection is available for consumer loans, home equity loans, and credit cards.

Debt Protection Plans include the following benefits:

• Platinum Plan
  • Death: Cancels loan balance up to $50,000.
  • Disability: Cancels up to 12 payments.
  • Involuntary Unemployment: Cancels up to 3 payments.
• Gold Plan
  • Death: Cancels loan balance up to $50,000.
  • Disability: Cancels up to 12 payments.
• Silver Plan
  • Death: Cancels loan balance up to $50,000.

All plans are underwritten by Minnesota Life Insurance Company. If you choose this coverage, the service fee will be conveniently included in your monthly loan payment.

Depreciation Protection Warranty (DPW) is a debit-cancellation product designed to product the positive equity in your financial vehicle with EdFed. The product covers the effects of depreciation over the life of the loan. In the event that your vehicle is considered a total loss or is stolen and not recovered, DPW provides a benefit equal to the difference between the vehicle's original MSRP (or retail value at enrollment) and the remaining loan balance, up to a capped amount.

Insurance is an important part of a solid financial plan. The key is finding coverage that fits your needs and budget from someone you can trust. The right insurance can help give you peace of mind today.

Backed by more than 80 years of working with credit unions and their members, you can count on TruStage to help protect what matters most.

Get a quote or explore your options at TruStage.com.

Designed for credit union members like you, the TruStage^® Auto & Home Insurance Program provides affordable top-quality protection. You could enjoy discounted rates combined with online convenience and 24/7 claims service.

Get your free quote online today or call 1-855-589-2146.

A serious or fatal accident could change your family's life in a heartbeat. In fact, accidents are the third leading cause of death for people of all ages.*

That's why you're entitled to $1000 of no-cost TruStage^® Accidental Death & Dismemberment Insurance—an exclusive member benefit fully paid for by Educational Federal Credit Union.

You can enroll in your no-cost coverage in just a few minutes. If you choose, additional insurance is available for you or your entire family at budget-friendly rates. Your acceptance is guaranteed—with no health questions or medical exam.

Since accidents can happen anytime, there's no better time to help protect the people who matter most.

We make TruStage^® Life Insurance policies available to help credit union members like you protect the people who matter most in their lives. Underwritten by CMFG Life Insurance Company, these plans are designed to fit your budget, because any amount of coverage can make a difference.

Call 1-800-814-2914 for more information or get a quote today.

If you do not purchase your own insurance, you will be required to purchase Collateral Protection Insurance. This insurance is very costly and does not provide the insurance coverage required by the State of Florida.

If you have Insurance

Verify your current insurance. Please make sure that you have your EdFed loan number and insurance information available before continuing.

If you do not have Insurance

Please contact an insurance agency or company of your choice and purchase coverage. List Educational Federal Credit Union as the lien holder or mortgagee. For Auto Insurance, purchase full coverage, including comprehensive and collision.

Insurance Agents

Insurance Agents may also verify member insurance. Insurance Agents, please select the 'Agent' option on the verification page to complete the process.

Verification Questions

Please visit the Frequently Asked Questions page for any questions you may have.